1. Get a PayPal account. A free personal account works — sign up at paypal.com. You don't need a business account.
2. Confirm your email. PayPal sends a confirmation email when you sign up — click the link in it. The email you enter above has to match this confirmed email exactly.
3. Link your bank account or debit card in PayPal (Wallet → Link a bank or card) so you can move your earnings out.
4. Finish any checks PayPal asks for. If PayPal asks you to confirm your identity, do it — PayPal can hold your money until you do.
5. Enter your PayPal email above and click Save.

When a fan buys your music, the money goes straight to this PayPal account — PYOG never holds it. Double-check the email: a typo means fans can't pay you.